Financing

HEAVEN FINANCE accompanies you to finance your :

Development

Finance the financial resources needed to develop your business :
•    Hiring staff
•    Moving of business premises
•    Purchases of small equipment
•    Marketing, technical studies
•    Publicity

Investments

Finance your sustainable investment projects for the development of your professional activity :
•    Production tools
•    Machinery
•    Technical equipment
•    Vehicles
•    Information system

BFR

Finance your business needs and secure your cash flow :
•    Stocks : raw materials, goods, finished products, work in progress
•    receivables : customer post, CIR, CICE, VAT, advances and down payments

To answer to :
•    A recurring need
•    A punctual need: temporary increase in the need related to seasonality or to an increase in your activity

LBO / Capital Restructuring / External Growth

Financing with financial leverage (bank debt, quasi-equity) :
•    acquiring your business
•    the exit of shareholders
•    external growth (company or business)

refinance

Fund new debt to replace existing financing to reduce debt service (capital and interest).
The optimization of the debt service will be allowed by a more competitive interest rate or an adaptation of the duration (reduction, lengthening, early repayment …)

Real estate business

Finance a real estate project as part of a business development or a heritage investment :
•    Offices
•    Factories
•    Industrial buildings
•    Commercial buildings

Import & Export

Finance your international development :

•    Import :
    •    Financing of purchased goods
    •    Guarantees given to suppliers
    •    Currency risk hedging

•    Export :
    •    Market research
    •    Staff costs and travel for setting up a sales network abroad
    •    Negotiation and signature of export contracts
    •    Coverage of debts, payment of unpaid debts
    •    Guarantee for foreign buyers
    •    Pre-financing of your buyers
    •    Currency risk hedging